Fast Track Money

Project Loan

Long-tenure funding from ₹5 Cr to ₹500 Cr for greenfield and brownfield projects, structured around the project’s own cash flows.

Project Loan

Project Loan at 8.50%*

Project finance funds the creation of an asset — a manufacturing plant, a hotel, a hospital, a warehouse, a school, a solar installation or a real estate development. The lender looks primarily at the cash flows the completed project will generate, which is why the techno-economic viability report, the DPR and the promoter’s track record carry so much weight.

FTM arranges facilities from ₹5 Cr to ₹500 Cr, as a single-lender loan, a consortium or a syndication, depending on the ticket size. Our work begins at the appraisal stage — shaping the DPR, the financial model and the security structure so the file survives credit committee rather than circling it for months.

At a glance

Interest rate8.50%* per annum onwards
Loan amount₹5 Cr to ₹500 Cr
TenureUp to 12 years, including moratorium
Promoter contributionTypically 25% to 30% of project cost

What the facility gives you

  • ₹5 Cr to ₹500 Cr for greenfield and brownfield projects
  • Tenure up to 12 years with a moratorium through the construction period
  • Repayment structured around projected project cash flows
  • Term loan plus working capital arranged as a single package
  • Single-lender, consortium and syndication structures
  • Support with DPR, financial model and techno-economic viability study

Who is eligible

  • Partnership firm, LLP, private limited or public limited company
  • Promoters with demonstrable experience in the sector
  • Detailed Project Report with a credible financial model
  • Promoter contribution of 25% to 30% of the project cost
  • Land, approvals and clearances in place or clearly mapped out
  • Clean credit record for the entity and all promoters

Documents required

  • Detailed Project Report and techno-economic viability study
  • Company incorporation documents, MOA, AOA and shareholding pattern
  • Last 3 years audited financials of the entity and group companies
  • Promoter KYC, net worth statements and personal ITRs
  • Land title documents, approved layout and building plans
  • Statutory approvals, clearances and licences obtained or applied for
  • Equipment quotations, civil cost estimates and project cost breakdown
  • Term sheets or sanction letters from any other lender in the consortium

Frequently asked questions

Normally 25% to 30% of the project cost, and lenders usually want it brought in up front or alongside the first tranches of disbursement rather than at the end.

Yes. Principal repayment typically begins after construction is complete and commercial operations have started. Interest during construction can often be built into the project cost itself.

Yes. We work on the DPR, the financial model and the viability study with you, because a weak project report is the most common reason a sound project is declined.

Apply for a Project Loan

Send the details and an FTM advisor will call you within one working day with the checklist for this product.

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Ready to move your loan forward?

Send us the requirement and an FTM advisor will call you back with the checklist and an honest read on whether the file will clear.

+91 62846 90890