₹10 Lac to ₹5 Cr without property security, and ₹1 Cr to ₹25 Cr for larger MSME requirements — in-principle sanction within 7 working days.
MSME lending is where Fast Track Money does most of its work. For registered micro, small and medium enterprises we arrange funding from ₹10 Lac to ₹5 Cr without any property security, under the government credit guarantee schemes and the equivalent programmes run by private banks and NBFCs.
For larger requirements we raise ₹1 Cr to ₹25 Cr, structured as a term loan, a working capital limit or a combination of both. Once the checklist is complete, we commit to an in-principle sanction within seven working days — and we tell you at the first meeting if the file will not clear, rather than after a month of follow-ups.
| Interest rate | 8.50%* per annum onwards |
|---|---|
| Without security | ₹10 Lac to ₹5 Cr |
| Larger facilities | ₹1 Cr to ₹25 Cr |
| In-principle sanction | Within 7 working days of a complete checklist |
For facilities up to ₹5 Cr under the schemes we work with, no. The exposure is covered by the credit guarantee, so the assessment rests on your Udyam registration, GST filings, returns and banking conduct.
Once every item on the checklist is in our hands, we commit to coming back within seven working days with the lender’s in-principle decision and the indicative terms. Final disbursal follows legal and technical formalities.
Units with less than three years of filings are harder to place but not impossible — a strong promoter profile, an order book or a collateral offer can carry the file. Talk to us before applying anywhere, so the credit bureau is not hit with repeated enquiries.
Send the details and an FTM advisor will call you within one working day with the checklist for this product.
Send us the requirement and an FTM advisor will call you back with the checklist and an honest read on whether the file will clear.
