Unsecured business funding from ₹10 Lac to ₹5 Cr, sanctioned against your banking and returns — no property security.
An unsecured business loan is assessed on how the business actually runs — its bank statements, GST filings and income tax returns — rather than on the property it owns. That makes it the practical choice for a trading, manufacturing or service business that needs to buy stock, take on a larger order, hire ahead of a season or open another location.
FTM structures the file so that each lender sees the turnover, the margins and the banking conduct in the form its credit team expects. Where a single lender cannot take the full exposure, the requirement is split across two, and the terms of both are compared before anything is signed.
| Interest rate | 9.00%* per annum onwards |
|---|---|
| Loan amount | ₹10 Lac to ₹5 Cr |
| Tenure | 12 to 60 months |
| Security | None — unsecured |
No. This is an unsecured facility. The lender relies on your filed returns, GST and bank statements. If you are willing to offer property, a loan against property will be cheaper and longer — we will tell you which route suits the requirement better.
Five to seven working days once the checklist is complete. Incomplete GST filings or returns that do not reconcile with the banking are the usual cause of delay.
It is accounted for. Seasonal businesses are assessed on the annual cycle, and the repayment can often be structured so the heavier instalments fall in your strong months.
Send the details and an FTM advisor will call you within one working day with the checklist for this product.
Send us the requirement and an FTM advisor will call you back with the checklist and an honest read on whether the file will clear.
