An unsecured loan for salaried employees — no collateral, no end-use restriction and a fixed EMI for the life of the loan.
A personal loan is the simplest way to meet a one-off expense — a wedding, a medical bill, a home renovation or the consolidation of costlier card dues — without pledging any asset. The rate is fixed, so the EMI stays the same from the first instalment to the last.
FTM runs the file across its panel of banks and NBFCs and places it with the lender whose salary, employer and obligation norms your profile actually meets. For salaried applicants with a clean record, sanction is usually possible within 48 to 72 hours of complete documents.
| Interest rate | 7.00% fixed per annum |
|---|---|
| Loan amount | ₹50,000 to ₹50 Lac |
| Tenure | 12 to 72 months |
| Security | None — fully unsecured |
On a complete file with a clean credit record, sanction usually comes through in 48 to 72 hours and disbursal follows within a working day of signing.
Most lenders allow part-prepayment and foreclosure after an initial lock-in of six to twelve EMIs. The charge varies by lender and we will confirm it before the file is logged.
Speak to us before applying. Repeated rejections damage the score further. In many cases a secured option — gold loan or loan against property — or a CIBIL correction is the faster route, and we help with both.
Send the details and an FTM advisor will call you within one working day with the checklist for this product.
Send us the requirement and an FTM advisor will call you back with the checklist and an honest read on whether the file will clear.
